<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
		<url>
			<loc>http://practicalfinances.wordpress.com/about/</loc>
			<lastmod>2008-06-02T22:09:31+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/about-charlotte/</loc>
			<lastmod>2008-06-02T18:00:54+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/05/30/god-owns-everything/</loc>
			<lastmod>2008-06-02T22:15:15+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/02/personal-balance-sheet-or-financial-profile/</loc>
			<lastmod>2008-06-23T20:45:46+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/05/careful-or-frivolous-which-one-are-you/</loc>
			<lastmod>2008-06-02T18:16:32+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/06/careful-or-frivolouspart-ii/</loc>
			<lastmod>2008-06-02T18:32:25+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/09/track-expenses/</loc>
			<lastmod>2008-06-09T18:39:43+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/12/careful-planning-before-purchasing/</loc>
			<lastmod>2008-06-06T15:14:45+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/13/careful-planning-before-purchasing-part-ii/</loc>
			<lastmod>2008-06-06T15:16:29+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/16/preapproval-from-spouse/</loc>
			<lastmod>2008-06-16T20:24:35+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/19/lack-of-communication-a-budget-buster/</loc>
			<lastmod>2008-06-07T12:27:37+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/23/my-top-10-ways-to-cut-expenses/</loc>
			<lastmod>2008-07-23T20:13:59+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/25/are-you-tracking/</loc>
			<lastmod>2008-06-25T18:56:34+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/26/how-two-balance-the-checkbook/</loc>
			<lastmod>2008-06-27T02:11:54+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/06/29/create-a-budget-or-spending-plan/</loc>
			<lastmod>2008-07-29T16:28:13+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/03/a-prudent-wife/</loc>
			<lastmod>2008-07-01T13:58:44+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/08/grocery-gift-card/</loc>
			<lastmod>2008-07-11T18:01:44+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/11/earthly-riches/</loc>
			<lastmod>2008-07-11T19:50:35+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/17/dealing-with-financial-stress/</loc>
			<lastmod>2008-07-17T03:25:29+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/21/credit-card-debt/</loc>
			<lastmod>2008-07-23T20:12:05+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/22/ways-to-cut-credit-card-debt/</loc>
			<lastmod>2008-07-23T20:11:08+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/24/credit-card-debt-and-college-my-experience/</loc>
			<lastmod>2008-07-24T13:55:21+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/25/get-quick-rich-opportunities/</loc>
			<lastmod>2008-07-29T11:41:55+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/28/my-budget-didnt-balance/</loc>
			<lastmod>2008-07-30T01:46:32+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/07/30/luxury-expenses/</loc>
			<lastmod>2008-07-30T20:15:34+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/01/past-versus-present-household-expenses/</loc>
			<lastmod>2008-08-01T02:59:09+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/03/when-do-i-pay-bills/</loc>
			<lastmod>2008-08-04T19:53:08+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/06/i-cant-afford-to/</loc>
			<lastmod>2008-08-06T01:02:01+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/07/praying-amiss/</loc>
			<lastmod>2008-08-07T10:10:06+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/10/shopping-with-a-pro/</loc>
			<lastmod>2008-08-10T19:28:52+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/12/6-articles-you-should-read/</loc>
			<lastmod>2008-08-18T00:14:58+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/14/paying-for-college-classes/</loc>
			<lastmod>2008-08-14T02:28:11+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/18/no-technology-finance-managing/</loc>
			<lastmod>2008-08-18T18:49:19+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/19/expense-categories/</loc>
			<lastmod>2008-08-20T21:04:22+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/21/joint-versus-separate-accounts/</loc>
			<lastmod>2008-08-21T02:47:46+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/25/debt-debt-debt/</loc>
			<lastmod>2008-08-25T17:25:23+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/25/dave-ramsey-sale/</loc>
			<lastmod>2008-08-25T17:47:04+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/28/knowing-your-financial-picture-before-marriage/</loc>
			<lastmod>2008-08-28T01:39:36+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/08/29/budget-billing-it-works-for-us/</loc>
			<lastmod>2008-08-29T08:16:03+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/02/finances-before-marriage-part-2/</loc>
			<lastmod>2008-09-02T02:21:47+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/04/10-things-learned-about-money-article/</loc>
			<lastmod>2008-09-05T03:51:26+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/05/giving/</loc>
			<lastmod>2008-09-05T21:57:17+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/10/money-carnival/</loc>
			<lastmod>2008-09-10T15:46:18+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/12/when-things-get-tough-at-work/</loc>
			<lastmod>2008-09-12T00:34:14+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/17/new-host/</loc>
			<lastmod>2008-09-17T03:18:44+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/2008/09/18/when-the-water-heater-breaks/</loc>
			<lastmod>2008-09-14T22:44:46+00:00</lastmod>
			<changefreq>weekly</changefreq>
			<priority>0.6</priority>
		</url>
		<url>
			<loc>http://practicalfinances.wordpress.com/</loc>
			<lastmod>2008-09-17T03:18:44+00:00</lastmod>
			<changefreq>daily</changefreq>
			<priority>1.0</priority>
		</url>
</urlset>
