I’ve read several articles and books on how much debt is acceptable. Some state that debt should be no more than 5% of your income; others state you should not have debt at all. There may be times when you feel you must go into debt in order to better your life such as a school loan. Remember though… The [...]
Filed under: Debt, Perspective, Purchasing, Spending | Tagged: Debt, Spending | Leave a Comment »
There are married couples who have separate savings and checking accounts. Though I will argue that having joint accounts is best for several reasons. At the get go of our marriage, Mike and I have always had joint accounts for our money. Having separate accounts really never crossed my mind and even now really isn’t an option [...]
Filed under: Spending | Tagged: Spending | 1 Comment »
My friend Christina is a pro at grocery shopping. She has offered to take me shopping with her several times when I’ve vented about how much it costs to feed my family. I clip coupons, review the sale papers and try to plan meals in order to save money. But I still spend more than [...]
Filed under: Perspective, Purchasing, Spending | Tagged: Spending | Leave a Comment »
A friend recently shared that they were having financially hard times. I completely understood because I’ve heard similar stories from people this year. I REALLY have to watch my words when someone shares with me regarding finances. I try not to give my opinion unless the person asks me directly what I think. Many times people just want you to listen and not give [...]
Filed under: Perspective, Spending | Tagged: Spending | Leave a Comment »
Yesterday we talked about what to do if your budget doesn’t balance…one thing to look at is what I call luxury expenses. Here are some alternative ideas to cutting or reducing these expenses. Some of these are not new ideas. It all comes down to a person’s willingness to recognize their financial troubles or wanting a simpler [...]
Filed under: Budgeting, Perspective, Spending | Tagged: Budgeting, Spending | 1 Comment »
